Find The Best Auto Loan Rates – Car Loan
Want to buy a Seat? After comparing the different models, find out the best Seat credit offers by going directly to a credit comparator. In a few minutes, we interrogate all the offers of the largest credit organizations to classify them from the most attractive to the most expensive. Access all the rates for a car loan presented in all transparency, it’s free and without obligation!
Seat credit at the best rate
There are not 36 solutions to find the best Seat credit offer, the best is to compare the different rates. But what is the point of making a credit request if it is for it to be refused? To answer this problem, we have created an exclusive simulator allowing us to increase the chances of agreements of all the applicants who pass on our comparator. Here is the explanation:
- Selection of the criteria for the credit request: the type of credit (here a car loan or used car loan), the amount required and the desired repayment period.
- Fill in a small information form necessary for the loan application.
- Redirection to our classification defined according to the initial criteria: after an automatic request for the best offer, we evaluate the file to know where it is most likely to be accepted and propose to question this organization.
And if that is not yet enough, it is also possible in the final stage to change the initial request criteria in order to make a new Seat credit request (this time without filling out a form) and select new offers.
Seat loan: comparison example
Here is an example that will demonstrate the real interest in carrying out a Seat credit comparison. You should know that the French spend an average of just over $ 25,000 for a new car (source: L’Obs ).
With price ranges from $ 9,765 to $ 36,045, presented on the cream bank, we have chosen to take the example of a new car loan worth 15,000 dollars, to be repaid in 60 months, because in most cases, the buyer will add a contribution of a few thousand dollars to the Seat loan. But it is quite possible to make a loan without contribution.
New car loan or – 2 years $ 15,000 over 60 months Example made on 06/13/2016
- Lowest rate: 3.25% Monthly payment: $ 270.88 Cost of seat credit: $ 1,252.80
- Highest rate: 7.61% Monthly payment: $ 299.55 Cost of seat credit: $ 2,973.00
1,720.20 dollar difference! For exactly the Seat loan. This is why it is essential to compare.
Going through personal credit
What is the point of applying for a Seat credit through a personal credit? Well, there are several. The first advantage is to be able to use the funds received for different projects, even if it concerns carrying out work in addition to the purchase of a vehicle for example.
Unlike a car loan which requires the presentation of proof as a photocopy of a gray card for a used car or an order form for a new car, the personal loan does not ask to present proof of use funds. Please note that personal credit is not necessarily credited without proof. And it is important to note that the rate for a personal loan is slightly higher than for another type of credit.
Seat credit made under concession
Like all automobile brands, Seat highlights a diverse and varied range of financing offers. You should know that in most cases, in particular for a Rental with Purchase Option (LOA) or a Long Term Rental (LLD), the total cost of a credit offer made in concession will cost more than a classic car loan made with a specialized credit organization.
Exception made during the promotion period as for this SEAT car loan offer at the fixed annual effective annual rate of 0% made between 09 and 13 June 2016. This type of zero-rate offer is generally made twice a year. Be careful however to check the repayment period which is in most cases quite short (between 12 and 36 months), implying high monthly payments to be reimbursed.